YBUY’s lease-purchase solutions will provide your company with incremental revenue from customers who otherwise walk out the door without buying. Our solution offers:

  • Integrated with 2nd look platform
  • No Credit Check
  • Unbanked Solution
  • Easy to implement and fully integrated to your POS
  • Fully Automated | Instant Decision
  • Proprietary modeling and analytics allow us to go deep into the credit challenged pool
  • The Financial Strength to handle any size client anywhere in the world

We have 16 years of experience in servicing to credit challenged consumers, funding in excess of $15 Billion in transactions to over 13 million customers. The flexibility of our product allows us to provide services to any hard good retail store, including furniture, electronics, appliances, bedding, jewelry, and automotive accessories. With application to decisioning in seconds, full integration into your point-of-sale systems, and attractive offers for your customers (90 days same-as-cash, no credit check option, no bank account needed), YBUY makes it quick and easy to grow your business.

  • Knowledge
    Our 15 years of experience in the credit industry have taught us how to balance the needs of the lender and the borrower to maximize value for both. With the highest approval rates...
  • Resources
    Our experienced in-house account management team oversees internal resources and outsourced vendors in the U.S. and around the world. This global infrastructure gives YBUY the flex...
  • Flexibility
    The technology group at YBUY is agile; integrating systems quickly with minimal involvement from partners. We offer customizable options that integrate into our partners’ softwar...